Are Payments on Udemy Safe?



    As someone who has done much of their education online, I have a lot to say about Udemy and its safety for payments. As far as online education goes, Udemy is one of the most well-known and its payment methods are expansive.


    Are payments on Udemy safe? The short answer is yes, payments on Udemy are safe. It is no different than paying for other services on an application or website and inputting your payment information before receiving your goods. Just be sure to keep your account secure.


    If you still aren’t sure about the safety, want to learn more about how secure online payments are, and want to learn about the safest types of online payments, I strongly urge you to continue reading. Below you will learn about all this as well as more details about online payments specifically regarding Udemy and the pros and cons for each main type.


    Is it Safe to Pay on Udemy?

    Udemy has standard protocols in place to keep your information from being hacked while you are making your payments, such as your password strength requirements, the payment methods they offer, and they way the verify everything with emails. Paying on Udemy is as safe as other, verified websites which offer service for payment.


    The payment methods used on Udemy will also play a part on the safety of your information, as will your personal steps of verifying your account safety and your tracking of your own bank account status.



    Payment Methods

    The three main and safest payment methods are credit cards, debit cards, and third-party payment services such as PayPal. These are the most popular and the safest proven ways to pay online, and they each have their pros and cons.

    Credit Cards


    Pros:

    • Convenient.

    • Short wait period for payments to clear.

    • Have protocols for payment security.

    • Can be place on hold in cases of fraudulent charges.


    Cons:

    • Must order new card should your number become compromised.

    • Expires and will need to have information updated with companies you use it with often.

    Debit Cards


    Pros:

    • Convenient.

    • Usually involves account protection and alerts if there are suspicious charges on your account.

    • Can better keep track of your budget with banking apps and statements.


    Cons:

    • Given that this card is linked to your bank account, should a fraudulent charge occur, or your card is stolen, your money is directly affected and will not be available during investigations in most cases.

    PayPal/Third-Party Services


    Pros:

    • Keeps your account information in one location and doesn’t share it with each company you purchase from.

    • Keeps your transaction history in one place.


    Cons:

    • If there are charges which are contested, your account will typically be frozen until the investigation is complete.

    • Not everywhere accepts PayPal or other third-party services.



    Account Security

    There are steps already in place to keep your account secure when you are making your accounts, such as the requirements needing to be met when creating a password, email verification, and two-step verification.


    Make sure you do all you can to secure your information when you are setting up your account and after, whether it is for Udemy, your online banking, or third-party payment services.


    Considerations for Securing Accounts

    • Choose a password wisely. Don’t use personal information that the people around you may know. You should choose something creative with numbers and special characters. It won’t do you any good if you can’t remember your own password, so also make sure it is memorable.

    • Change your password regularly. Every few months, set a reminder on your phone or on your office calendar to change your password and update your information.

    • Run a virus and malware check before changing your password. Do this every time to prevent any possible information gathering.

    • Enable two-step verification. Two-step verification requires you to use your password and confirm yourself in another way before access is granted into your account and before payment can be made.

    • Don’t store card or bank information on websites unless it is needed. The exception is for sites like PayPal which use your accounts to make payments for you but don’t share the account or card information with the companies you are purchasing from. Re-enter your card information instead, when able. This keeps hackers from striking literal and figurative gold should there be a breach on a website.

    • Don’t allow your browser to save your payment or password information. This is a good way to make a potential hacker’s life easier. If they only must hack into one account to gain access to everything you have to offer, it makes their lives easier while it makes yours very insecure. There is malware that specifically targets accounts like Google since people often make this mistake.

    • Keep your email purchase verifications. Set up a folder in your inbox and keep these saved in case anything should need to be contested such as if a charge is more than the receipt shows. Keep these in a folder on your computer, outside of email, will also be a good plan in case of email hacking.

    • Track your money. Take note of each charge and check your account each time you make a purchase, just to be safe.

    • Set up an account just for these purchases. Setting up a simple, free checking account which is used simply for these purchases you plan to make, will keep the rest of your income safe in case of a breach of data and it will make purchases easier to track.


    Should You Give Udemy a Chance?

    Is Udemy what is claims to be? It is!


    Checking reviews of sites like Udemy is the first step in making sure this is for sure what you are looking for. The next step is taking a dive into what each course is offering.


    The last step is deciding for yourself if the price someone is asking for this information is worth it.


    There are a wide range of prices and an even wider range of information that can all be found on Udemy. Deciding which courses fit your budget and will give you a skill that will improve your future can be a tough step to take.


    Remain assured there are courses that can potentially offer something to everyone, so take your time to search through the options before making your purchase to prevent regret.


    However, if you do purchase something accidental or you just aren’t happy with your course, you can request a refund within 30 days and they will give you your money back.


    Udemy boasts about their desire for customer happiness and they take the extra step to make sure they keep each customer and course instructor as happy as they can. With their rating system and their reviews for each course, it should be a piece of cake to make the right choice for you and your budget.



    The Takeaway

    The payment methods are secure, and the course offerings have endless possibility. Udemy takes pride in what they offer and who is offering it, so it should be easy to make sure you are happy with what you choose. Don’t worry though, there is a refund option should you find yourself unimpressed.


    The focus of your payment security should be on account security, each step of the way. Make sure each account is secure, you are keeping track of your funds, and you have security measures in place should there be a breach. Being aware of the steps to take should there be a problem is also a good move, so you aren’t caught off guard.


    The steps Udemy takes to keep their customers, whether teacher or student, secure and happy is also seen in the success of their business. So, rest assured that while you are learning whatever it is you choose to learn, you and Udemy are doing all they can to keep your information safe.


    Interested in trying out a Udemy course? Check our lists of most-recommended Udemy courses by category.